Privacy Notice

To Lifestyle Financial Advisors, Ltd. Customers...

Lifestyle Financial Advisors, Ltd, values you as a customer and respects your right to privacy.  We recognize that you purchase our products and services because you trust that we stand behind our promises.  In turn, we pledge our commitment to treating your information responsibly.  Lifestyle Financial Advisors, Ltd. has established the following policies to assure you that we are committed to protecting your privacy.

How do we protect the confidentiality and security of your information?
We maintain physical, electronic and procedural safeguards to ensure your personal information is treated responsibly and in accordance with our privacy policy.  We also restrict access to your personal information within our organization to those employees who need to know that information to provide products or services to you, or to conduct business.  Employees who have access to customer information are educated to use it only for legitimate business purposes.  Third party business partners who are granted access to personal information by Lifestyle Financial Advisors, Ltd. are legally bound to use such information only for the purpose(s) for which it was provided, and to not disclose it or reuse it in any way.  Additionally, we safeguard customer information in accordance with applicable data security regulations.

What personal information do we collect about you?

As a registered representative that you purchased the investment from is affiliated with World Capital Brokerage LLC.  World Capital Brokerage LLC is required by securities regulations to collect certain information about you.

We collect personal information about you from the following sources:

  • Information we receive from you on applications and other forms;
     
  • Information about your transactions with us, our affiliates, or others; and
     
  • Depending upon the product or services you are requesting, information we received from consumer reporting agencies, medical providers, or others.

What categories of information do we disclose and to whom?

We do no sell your personal information to anyone.  We may disclose the following information to entities that perform marketing and administrative services on our behalf or as required or permitted by law for legal, regulatory or other purposes:

  • Information we receive from you on applications or other forms, such as your name, address, beneficiaries, Social Security number, family member information, assets, income, and property locations and values.

     
  • Information about your transactions with our affiliates, others or us, such as other investment accounts you own and your prior transactions, your account balance, policy coverage, payment history, the premium you pay, the share you purchase, preferences, claims information, and the method of your purchase.

     
  • If required for the products you select, information we receive from consumer reporting agencies and other sources, such as your creditworthiness, motor vehicle and driver data, medical and employment information, employment status, loss history reports, and additional driver data.

Is your medical information confidential?

While we sometimes collect medical information to provide you a product or to pay a claim, we do not use it or share it, internally or externally, for any purpose except the following:

  • underwriting insurance;
     
  • administering your policy, account, or claim:
     
  • as required or permitted by law; or
     
  • as otherwise authorized by you.

Questions?

We value our customers and want you to understand how we use the information we collect.  If you have any questions about our privacy policy, please contact us toll free at 1-800-428-8105.

  • You may obtain a description of Lifestyle Financial Advisors, Ltd, procedures that allow you to review your personal information.
     
  • In accordance with our procedures, we will provide you access to your personal information that we control and can reasonably retrieve, upon verification of your request.
     
  • You may request that we correct your personal information in our files.  Please note that Lifestyle Financial Advisors, Ltd., does not control information given to us by third parties.  So, you will need to contact the third party to correct any information it gave us.
     
  • You may request the name and address of the consumer reporting agency from which we have obtained a report on you, if any.  You may request that the consumer reporting agency provide you with a copy of the report it makes.

This privacy statement describes our privacy practices for both current and former customers.  We will provide one copy of this notice to joint policy or account holders; please share this information with everyone covered by your policy or account.  Upon this request, we will send additional copies of this statement.

Lifestyle Financial Advisors, Ltd.