Our Vision & Standards

Communication: What happens after the initial financial plan is delivered and implemented?

Effective communication is critical to our ability to help you get the best possible results. The more effectively we are able to communicate, the more personalized your long-term plan will be.

Financial planning is personal, so we will ask you continue to share with us data and issues that you may not share with anyone but your family. We will keep all information, whether in written or verbal form, in the strictest of confidences.

We welcome the opportunity to schedule time for analysis and communication with you. We ask that you recognize that our available meeting times are Tuesday, Wednesday and Thursday, between 9:00 AM and 5:00 PM, Eastern Standard Time. Because we schedule these meetings in a preordained fashion, we ask that you be on time so that we may fully address every issue you have without taking away from the time set aside for you or our other scheduled client meetings.

If something important arises between our scheduled meetings, please call us with updated information, problems or questions. We ask that you inform us of your financial choices, before you make a decision, not after the fact. Please call us only during our office hours--9:00 AM to 5:00 PM, Eastern Standard Time, Monday through Friday.

Most importantly, please be open with us at all times. Remember that you can tell us everything--even things that you are just barely ready to tell yourself. Please do not hold back.

Fees and terms: What do you charge for your services?

Financial planning is an investment. You are not just paying for the work we do; you are paying for the commitment you make to yourself to become financially independent and secure. This commitment extends into everyday life.

You may choose, but are not obligated to utilize our services by paying a fee. The fee-based services and costs will be fully disclosed, as would any brokerage commissions that result from any products you decide to purchase through us.

Supportive termination: Is there a procedure to end this business relationship?

Effective financial planning should be proactive, flexible, value-added and enjoyable. If we ever stop enjoying or respecting one another, then our relationship needs evaluating.

We provide the right to end our working relationship at any time, and that if you decide to do so, it will be in the context of a paid scheduled session for that purpose.

In addition, you agree to give advance notice of the end of our work together. Several weeks is sufficient; however, long-term clients generally discuss the decision to terminate a few months in advance.

You understand that by handling termination this way, it often turns out to be a productive part of the financial planning engagement.

Referrals: Is there a procedure for making other people aware of these financial planning services?

Our organization works primarily with people who are referred to us by our existing clientele. If my planning experience has enabled you to generate the results you want in your life, then we encourage you to share your experience with others. Lifestyle Financial Advisors, Ltd. will happily conduct a risk-free, explorative session with anyone interested in how to provide referrals without risk to the important person being referred.